Pension Savings

PPR SGF Doutor Finanças

We develop and build the investment strategy of the PPR SGF Doutor Finanças based on an index management and long-term approach. We implement and monitor the investment process on a continuous basis, ensuring systematic rebalancing over time.

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Concept

What is a PPR?

A Retirement Savings Plan (PPR) is a long-term investment product created specifically to help Portuguese residents build capital for retirement. It is one of the most efficient ways to accumulate savings with tax benefits recognised by the Portuguese state.

PPR holders can deduct up to 20% of annual contributions from personal income tax, within the legal limits established by age bracket — a direct tax incentive for long-term savings.

The key to a successful PPR lies in the extended time horizon and investment discipline: regular contributions over the years allow you to benefit from the compound interest effect and smooth out market volatility.

Tax Deduction

Annual tax benefit on contributions made.

Long Term

Extended horizon maximises the compound interest effect.

Discipline

Regular contributions build capital consistently.

Growth

Capital oriented towards wealth growth.

Advantages

Why This PPR?

Tax Benefits

Possibility of deduction in personal income tax within legal limits.

Long Term

Structured for gradual capital accumulation over time.

Global Diversification

Exposure to multiple regions and asset classes from around the world.

Index Management

Continuous monitoring and systematic portfolio rebalancing by specialists.

Performance

Key PPR Metrics

Past returns do not guarantee future results.

+6,61%

Return since the beginning of the year

as of 11/05/2026

8.378

Total Number of Holdings

global securities

12,30 M€

Assets Under Management

managed assets

+49,18%

Cumulative Return (3Y)

since 01/01/2023

+12,66%

Annualised Return (3Y)

since 01/01/2023

Historical

Fund Performance

Official NAV history since the fund's inception

NAV Evolution

Jan 2023 – May 2026

Data updated on 11/05/2026 · Current NAV: 7.11593 €

Allocation

Portfolio Composition

Current distribution by asset class and currency exposure

Asset Classes

Equities

87.7%

Bonds

5.4%

Gold

5.3%

Cash

1.6%

Currency Exposure

USD

34.5%

EUR

24.3%

GBP

8.9%

CHF

5.9%

Gold

5.5%

Other

TWD

3.2%

INR

2.8%

JPY

2.5%

CAD

2.1%

KRW

1.8%

SEK

1.5%

AUD

1.2%

BRL

DKK

0.8%

*Exposure calculated through look-through analysis of the underlying assets.

Diversification

Global Diversification

Geographic and sector exposure of equities

Equities

Geographic Allocation

USA

39.1%

Japan

9.8%

United Kingdom

7.8%

China

6.6%

France

6.5%

South Korea

4.2%

Taiwan

3.8%

India

3.5%

Sweden

2.9%

Italy

2.4%

Switzerland

2.2%

Germany

Netherlands

1.8%

Spain

1.5%

Canada

1.4%

Other

1.4%

Denmark

1.2%

Australia

Brazil

0.9%

Sector Exposure

Open Your PPR

Start saving for your retirement today with tax benefits and a globally diversified portfolio.

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